Real Estate and Financial Support for Colorado’s Education Community
A thoughtful strategy. Trusted guidance. A little more help getting home.
RootED Living Benefits for Education Professionals
Up to $2,000
Toward eligible homebuying costs.
$1,000
RootED Living Benefit
My commission-funded rebate towards your closing costs.
+
$1,000
Lender Benefit
Educator Advantage benefit through the participating lending team.
Built for the People Who Help Colorado Learn and Grow
You give so much to our community. Let me help you get home.
I’ve spent much of my career working alongside people who serve others, strengthen our communities, and create opportunities for those around them. My experience in social work, community leadership, conservation, and education-related service has given me a deep appreciation for the people who dedicate their careers to helping others.
Teachers, paraprofessionals, administrators, counselors, transportation teams, custodial staff, nutrition services employees, and so many others work behind the scenes and on the front lines every day to make our schools and communities stronger.
You spend your days taking care of others. You deserve a homebuying experience that takes care of you.
Through this program, you’ll receive:
A personalized homebuying strategy built around your goals and budget
Trusted lending guidance to help you understand your financing options
Closing-cost assistance and available opportunities to help make homeownership more attainable
Colorado-specific homeownership programs you may qualify for
An experienced buyer’s agent who will advocate for your interests from the first conversation through closing
You work hard for our community. I’d love the opportunity to work hard for you.
Let’s Build a Plan Around Your Goals
Homeownership doesn’t look the same for everyone. Some buyers are ready to purchase now. Others need time to improve their credit, save for upfront costs, understand their budget, or explore lending programs.
Our team approach begins with a conversation.
Together, we’ll look at:
✓ Your financial picture
Understand your income, available funds, monthly comfort level, and potential purchasing power.
✓ Your timeline
Determine whether buying now, preparing for a future purchase, or adjusting your goals makes the most sense.
✓ Available lending programs
Explore suitable financing options, including applicable Colorado assistance programs.
✓ Your homebuying priorities
Discuss location, commute, space, lifestyle, long-term plans, and what matters most to you.
✓ The complete cost
Review upfront expenses, monthly payments, program requirements, and any future obligations before making a decision.
Supporting the People Who Support Education
This initiative is designed to support full-time professionals working to strengthen Colorado’s education system.
✏️ PreK–12: Teachers and licensed educators
🏫 School Employees: Paraprofessionals, counselors, administrators, and support staff
🚌 School Operations: Transportation, custodial, nutrition services, and other full-time staff
🎓 Higher Education: Full-time employees working in colleges and universities
🤝 Community-Serving Professionals: Including first responders and nurses.
A Mortgage Benefit Designed for Education Professionals
Through my lending partnership with The Rueth Team, eligible education professionals qualify for the Educator Advantage Program, which offers a $1,000 lender credit toward closing costs.
The program was created to recognize the people who show up for students and communities every day-while helping them explore whether homeownership is within reach.
The lending team will work with you to:
Review your financial picture and purchasing goals
Explore suitable mortgage options
Identify potential down payment assistance
Explain the requirements and costs associated with available programs for education professionals
Build a strategy around your current circumstances and timeline
“Our $1,000 credit is a door we are opening. We build a strategy around your income, timeline, and what’s possible for you right now.”
— Nicole Rueth, Senior Vice President, NMLS 239840
Explore the CHFA Schools to Home Program
For eligible full-time employees of Colorado public schools, districts, charter schools, BOCES, and innovation zones, the Colorado Housing and Finance Authority (CHFA) Schools to Home Program may provide another path toward homeownership.
Program features include:
A fixed-rate first mortgage
Down payment and/or closing-cost assistance of up to 25% of the first mortgage loan
Deferred repayment of the assistance, subject to program terms
Repayment triggered by events such as selling, refinancing, paying off the loan, or no longer using the home as your primary residence
A shared-appreciation arrangement under the program’s requirements
Important Consideration
This is not simply free money. The assistance involves a trade-off: support upfront in exchange for sharing a portion of the home’s future appreciation.
The share of appreciation is structured to be lower than the percentage of assistance received, according to the information provided by the lending team. However, the exact financial impact depends on the loan amount, assistance received, future home value, and applicable program terms.
We’ll walk through the numbers with you so you can make an informed decision.
Let’s Explore What May Be Possible
You don’t have to know which program you qualify for or whether you’re ready to buy before reaching out.
Start with a conversation. I’ll connect you with the lending team, review your goals, and help you understand the potential next steps.
Your next steps
Schedule an initial conversation with me.
I’ll help you connect with the lending team to review your financial picture.
Explore available financing and assistance programs.
Build a personalized homebuying strategy.
Begin your search when the time is right, with me on your side.